Loan & Credit Card Payment Relief Request Form

Use the form below to request a temporary reduction on payments or short-term payment deferrals for existing BECU loans or revolving credit. Eligible loans include home equity, auto, boat, RV, credit cards, lines of credit and personal loans. This application is only for existing loans at BECU and not a means for applying for new funds.

This form is not used to request assistance for business accounts, student loans or mortgages.

Business members: Current business members with existing credit cards, vehicle loans, unsecured term loans and lines of credit please call 800-233-2328 ext. 5787.

Members who accept a loan payment deferment or modification will have all open lines of credit suspended (including credit cards, HELOCs, and personal lines of credit). These suspensions will be indefinite. Once your financial situation improves, you must re-apply in order to have the credit line reinstated.** All open lines and BECU VISAs will be suspended upon the approval of a payment modification or deferment for all signers and/or borrowers on the line of credit or VISA.

Please note: Submission of this application does not guarantee approval.

* Required Field

Borrower Contact Information

First Name *

Last Name *

Phone Number (1234567890 numbers only) *

Email Address *

Last four digits of your BECU Savings account number. *

You can find your account number in Online Banking or the mobile app.

Existing Loan Information

Please select what loans or revolving credit products you need relief on. (select all that apply) *

Auto & Vehicle Loans (Auto, RV, etc.) Note: All auto, RV and boat loans require current and active insurance.

HELOC (Home Equity Line of Credit) Note: HELOC and Lines of Credit cannot be deferred but may be eligible for reduced payments.

Personal Line of Credit

Personal Loan

Visa Credit Card

Hardship Details

Please provide as much information as you are comfortable sharing to help us process requests. Our Specialists review this information in addition to your loan details to help determine the right relief option to best meet your needs.

Pre-Hardship Monthly Income (round to nearest whole number)

Current Monthly Income (round to nearest whole number)

Please describe your current situation (1000 characters maximum)

Please check this box if this is a COVID-19-related hardship

By submitting, I acknowledge that if I accept an offer for payment deferment, all of my open lines of credit will be suspended (including credit cards, HELOCs, and personal lines of credit). These suspensions will be indefinite. Once your financial situation improves, you must re-apply in order to have the credit line reinstated.**

AcknowledgeTerms *

I acknowledge that I have read and agree to the terms outlined in the statement above.*